Wednesday, February 5, 2014

I'm backpacking Mexico's Pacific Coast in February. I have 7 days, which places would you classify as must-see




shibby77da


Details: Travelers are 20 year-old males with interests in SCUBA DIVING, BEGINNING SURFING, BEACHES, NIGHTLIFE, FAMOUS/HISTORIC SITES, HIKING, ETC.

Remember, we have seven days... and I wouldn't mind going off the coast to Guadalajara and Mexico City but that's about it... should I see those cities? What about Mazatlan, Puerto Vallarta, Manzanillo, Ixtapa, and Acapulco?

Thank you very much for the help all!



Answer
Since you only have seven days, you might want to limit it to one or two spots.

I would pick one base city - say either Mazatlan, Puerto Vallarta or Acapulco. From there, you could pick a side trip or two. Here are my recommendations:

1) Acapulco - Great night life, great SCUBA diving and fishing (either deep sea or spear hunting) - Check out the Acapulco Scuba Center and ask for Pepe. They're a first-rate organization. (If you need an inexpensive, convenient and safe place to stay right off of the main drag, let me know. I know just such a place.) The clubs are a lot of fun at night. Then for a day or two of surfing, take a taxi or local bus down to Playa Bonfil. You can get surfing lessons there near the lifeguard station. Nice rolling wave usually, not too big for a beginner. Acapulco has the Fuerte (Fort) as a historic site to check out, as well as an aquarium. I'd spend say four days there, then take a bus (overnight, so you don't cut into your vacation time, just sleep on the bus) down to Puerto Escondido for your final three days. There you can get exposed to some big-wave surfing (be careful!), great local sufing culture with lots of foreign travelers (from all over the globe) and a lot of fun nightlife. Also, fishing and SCUBA. OR, you could take a bus north to Zihuatenejeo. The nearby surf spot is Troncones. To wrap up your vacation, you could fly out from either Zihua or Puerto Escondido back to Mexico City. From Puerto Escondido, try to head up to Oaxaca City for a day. It's a beautiful city rich in local artisan culture, and to this day home of the best damn coffee I ever had. Plus there are Mayan pyramids nearby.

2) Puerto Vallarta - the town isn't as big as Acapulco, but it's very pretty. You've got the same options for SCUBA and fishing. I can't speak for the nightlife, however, as I never overnighted there. For surf flavor, take a bus up the road to Sayulita, a cool little village with a fair size foreign community and a beautiful little bay that's a great place to learn how to surf. Nice consistent wave. You could spend part of your trip in Puerto Vallarta/Sayulita, then take a bus to Guadalajara for some taste of Mexican culture (the state where Guadalajara is is home to tequila and mariachi music, and there are nearby spots rich in local artisan crafts). If you had a bit more time, you could bus it up the coastal road to San Blas and then Mazatlan.

3) Mazatlan. This city is a lot of fun if you're new to Mexico, but it's got a LOT of American/Canadian expats there, so what you're getting in terms of culture is a bit diluted. There's SCUBA and fishing here too. For surfing, take a bus up to Las Brujas (a beach north of the main tourist drag) or have a taxi driver take you to the launchas (boats) that take you out to Stone Island. Mazatlan's nightlife is fun (anyone know if Joe's Crab Shack is still there?), plus the city has a beautiful zocalo (central square) where you can get some exposure to real Mexican culture (If you're there on a Sunday night, be sure to check out the local amateur hour where kids and other locals perform in front of the City Hall).

Any of those places are cool. Since you're going in February, however, you might want to think about water temperatures... The further south you go, the warmer it will be. Mazatlan's waters will be a bit chilly, so you'll need to plan on taking or renting a wet suit.

BTW, if you're traveling through Mexico City and can afford to spend some time there, it's a fascinating place - great great night life and LOADED with historic culture. Gotta check out the pyramids!

financial planning for housewife?




marlowe230


I am a stay at home mom wondering what financial planning strategies I should be considering. Have two small children and am in a stable and supportive marriage. I opened a Roth IRA, but never funded it because I felt overwhelmed with all the choices out there & got lost in the reams of rollover paperwork. Also wondering if there are good alternatives to 529s for the kiddies. I value backpacking across Europe just as much as college and worry that if money isn't spent in an approved way - the penalties on 529s would outweigh the benefits. Thanks for your help!!


Answer
Hard to say b/c we do not know your age, disposable income, tax situation, etc.

If you want to set aside dedicated money to your children that they can use as they please, consider government savings bonds. Read the regulations to see how their interest can be tax free if funds used for college. Otherwise, kids pay tax at their low rate, and go explore the world, or get married, buy a house, whatever. {They do not pay much, but they are 100% safe.}

If you are rolling over traditional IRAs there is tax to be paid on the funds during the process.




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